Franfinance
Benefit from a fast revolving credit from €21/month for €500 used, with a variable APR of 23.47% and availability within 48 hours.
Introducing the Franfinance Immediate Cash Need Offer
Franfinance offers a revolving credit solution ideal for dealing with unexpected expenses. It provides a readily accessible cash reserve.
The minimum usable amount starts at €500, with monthly payments from €21 at slow speed. Perfect for urgent needs and small unexpected expenses.
The annual percentage rate (APR) is subject to change, currently at 23.47%. Funds are available within 48 hours of application approval.
The credit, which is flexible and without obligation, adapts to each person's situation and allows for partial or total use of the reserve.
This offer does not require insurance, but options are available for added financial security.
How do I make a request?
The application begins with an online simulation to obtain a quick and accurate estimate of monthly payments and the total cost of the loan.
The file must then be completed with the usual supporting documents: identity, income, professional situation and bank details.
After submission, a preliminary response is provided immediately. Once the application has been reviewed, the final response arrives within 48 business hours.
If accepted, the requested amount will be quickly made available in your bank account.
The entire process is conducted 100% online, which significantly speeds up the process of obtaining funds.
Advantages of the Franfinance offer
The speed with which the loan is accepted and disbursed is a real plus, ideal when every day counts in the face of an unexpected event.
Another strong point: the free and non-binding simulation makes it easy to assess whether the offer is suitable for your needs.
Disadvantages of the Franfinance offer
The rate is high (APR 23.47%), which increases the cost of credit for prolonged or high usage.
The starting amount is limited to €500, which may prove insufficient for some larger projects.
Our verdict
Franfinance's Immediate Cash Need offer is aimed at individuals who need quick cash for a limited amount.
It stands out for its simplicity, speed and digital 100%, but remains a troubleshooting product due to the high rate.
