Trade Republic
Enjoy a free virtual card or a physical card starting from €5. With 1 % cashback, your purchases get refunds while you invest.
The Trade Republic bank card stands out for its generous cashback and flexible terms. Access to a virtual card is free, while the Visa Classic card costs €5 and the Mirror card €50. The cashback rate is 1.%. The cashback received is not only credited to your current account, but can also be automatically reinvested according to your investment choices.
With this offer, Trade Republic also provides a current account with a 2% interest rate, making savings more attractive. Withdrawals are free from €100, simplifying your daily cash management. The conditions are ideal for both regular consumers and those looking to optimize their savings in innovative ways.
How do I apply for the Trade Republic card?
To apply: open an account with Trade Republic, then order your bank card from the app. Select the virtual (free) or physical option, depending on your preference. Enter your personal information and confirm your order. Activate the card and start enjoying cashback from your very first purchases, without any complicated procedures or large initial deposit requirements.
The main advantages
The main advantage of the Trade Republic card is the 1 TP3T cashback credited to every purchase – no more wasted spending. Furthermore, the flexibility to choose how to allocate your cashback allows you to automatically build your savings. Fully digital management simplifies transactions, all with no hidden fees.
Some drawbacks to consider
The physical card isn't free (€5 for the standard version, €50 for the Mirror card), and some users would prefer a completely free option. Furthermore, cashback is capped on certain transactions or depending on the type of card chosen. Finally, the linked investment schemes may not be suitable for everyone.
The verdict
The Trade Republic card is particularly attractive for those who want to combine cashback, interest-bearing savings, and modern financial management. If you regularly make card purchases and appreciate automated investing, this offer is for you. Despite the low fees associated with physical cards, the added value through cashback and account interest makes it a solid option to consider without hesitation.
