Meia – Personal Credit
Online loan from 4.90% fixed APR, fast response, without changing banks. Lend up to €60,000, get your funds in 48 hours and repay at your own pace.
The Meia online personal loan, offered by Arkéa Financements & Services, stands out in the market with a fixed APR starting at 4.90% for certain energy-saving projects. Loan amounts range from €5,500 to €60,000, repayable over a period of 12 to 120 months. For a €10,000 loan over 60 months, the rate used in their example is a fixed APR of 7.60%, which remains advantageous for this type of loan. No change of bank is required, which is a very convenient feature.
How do I apply online?
Applying for a loan with Meia is simple: everything happens online in three easy-to-follow steps. Start with the simulation, then choose the offer that suits you best, and finally fill out the form and electronically sign the contract. Your application is processed quickly, and once approved, the funds are released within 48 hours.
Meia Credit Highlights
The main advantage of Meia's online loan is its speed. With a near-instantaneous preliminary decision and the possibility of receiving funds within two business days, it stands out from many competitors. The rates are competitive, especially for energy renovation projects. The streamlined digital process also saves you from tedious administrative procedures.
Weak points to consider
The advertised very attractive rates are only available for specific projects and short loan terms. As soon as you request a larger loan amount or a longer repayment period, the rate increases. Finally, as with any loan, enrollment remains subject to approval and requires the prompt submission of supporting documents in digital format.
Verdict – Should you choose Meia credit?
In conclusion, Meia is a very good option for financing your life projects efficiently, especially if you're looking for an accessible, fast, and flexible loan. Remember to simulate several scenarios to maximize your chances of getting a favorable rate.
